Chapter 5 · Lesson 13 of 13

Habitual Traffic Violators

4 min read · Points, Suspensions, and Insurance Requirements

On this page
  1. Explanation
  2. Example
  3. Common mistake
  4. What the manual says

Explanation

Indiana law imposes serious penalties on drivers who repeatedly commit traffic offenses within a 10-year window, and the BMV uses statutory criteria to decide whether a driver has become a Habitual Traffic Violator (HTV). Under Section A, accumulating two judgments within 10 years for offenses resulting in injury or death — things like reckless homicide, manslaughter, a fatal hit-and-run, or OWI resulting in death — brings a 10-year suspension. But if those two judgments are specifically for OWI resulting in death, or for a BAC of .08% or more resulting in death, the suspension is for life instead of 10 years.

Section B covers a different pattern: three judgments within 10 years for driving while intoxicated, or with a BAC of .08% or more, also bring a 10-year suspension — even without any of those offenses resulting in injury or death.

Example

A driver accumulates two convictions for OWI resulting in death within a 9-year span. Because both judgments fall into that specific category, Indiana law suspends their driving privileges for life, not just the standard 10-year Section A suspension.

Common mistake

Assuming every two-judgment combination under Section A brings the same 10-year suspension. The manual carves out one specific pair — OWI resulting in death, or a BAC of .08%+ resulting in death — for a lifetime suspension instead.

What the manual says

An HTV is a person who, within a 10-year period, accumulates two judgments resulting in injury or death.

Drivers who accumulate two judgments within a 10-year period for operating a motor vehicle while intoxicated resulting in death or operating a motor vehicle with blood alcohol content of .08 percent or more resulting in death, will have their driving privileges suspended for life.

Drivers who, within a 10-year period, accumulate three judgments from the below list will have their driving privileges suspended for 10 years.

Sources

  • Manual p. 25

    “Indiana law provides serious penalties for drivers who have repeatedly committed traffic offenses over a 10-year period. The BMV uses the criteria in statute, which are summarized in the following sections to determine whether a driver qualifies as a Habitual Traffic Violator (HTV).”

  • Manual p. 25

    “An HTV is a person who, within a 10-year period, accumulates two judgments resulting in injury or death.”

  • Manual p. 25

    “Operating a motor vehicle while intoxicated resulting in death”

  • Manual p. 25

    “Drivers who accumulate two judgments from the above list within a 10-year period will have their driving privileges suspended for 10 years.”

  • Manual p. 25

    “Drivers who accumulate two judgments within a 10-year period for operating a motor vehicle while intoxicated resulting in death or operating a motor vehicle with blood alcohol content of .08 percent or more resulting in death, will have their driving privileges suspended for life.”

  • Manual p. 25

    “Drivers who, within a 10-year period, accumulate three judgments from the below list will have their driving privileges suspended for 10 years.”

  • Manual p. 25

    “Driving while intoxicated or with a blood alcohol content of .08 percent or more”

Check your understanding

Question 1 of 3

Under HTV Section A, how many judgments resulting in injury or death within a 10-year period make someone an HTV?